Ryan Tosch

NMLS # 1568419

ryan.tosch@apmortgage.com

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Get a Purchase Quote

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Where are you looking to buy a home?

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Are you a first-time home buyer?

Yes

No

Are you planning to sell a home in addition to buying one?

Our Loan Officers can help you understand your options.

Yes

No

Where are you at in the home-buying process?

Just Looking at Listings

Touring Homes

Making or Made an Offer

Under Contract

Are you working with a real estate agent?

If you are, we will connect with your agent to make sure we keep them updated about your loan

Yes

No

What kind of home are you looking for?

It can make a difference in the type of loan you can get.

Single Family Home

Townhome

Condominium

Mobile or Manufactured

How do you plan to use your new home?

Your loan options may vary depending on how you intend to use the home.

Primary Residence

Secondary or Vacation Home

Investment Property

Are you (or your spouse) a veteran or active duty military?

If so, you may qualify for a VA loan.

Yes

No

What's your target Purchase price?

It is ok to estimate. *

How much do you have for a down payment?

Military service may qualify you for a VA loan, which does not usually require a down payment. However, you can choose to make a down payment to lower your monthly mortgage payment. *

What is your annual income before taxes?

The amount you may qualify for depends partially on your income. *

Do you know your credit score?

It is ok to estimate.

Excellent: 740 and above

Good: 700-739

Average: 660-699

Fair: 620-659

Poor: 619 Or Below

I am not sure

Are you self-employed?

Yes

No

Have you had a bankruptcy, foreclosure, or short sale in the past 4 years?

Experiencing one of these events does not mean that you can not get a loan, but it can affect your eligibility for certain loan programs.

Yes

No

Almost there! What is your name?

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Nice to meet you. What is your email address?

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What is the best number to reach you?

Cell phone *

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Absolute Mortgage

NMLS #1850

1180 NW Maple St, Suite 300
Issaquah, WA 98027

425-658-8600

Operates as Absolute Mortgage in AZ, CO, FL, GA, HI, MI, MN, OH, OR, TX, WA

Operates as American Pacific Mortgage in AK, CA, ID.

Licensed under the Oregon Consumer Finance Act

Absolute Mortgage & APM

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©2025 Absolute Mortgage a division of American Pacific Mortgage Corporation NMLS 1850. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

Licensed by the Dept of Financial Protection and Innovation under the CRMLA

Regulated by the Colorado Division of Real Estate

AZ BK 0906702

Georgia Residential Mortgage Licensee

NV MB 164

Not available in New York

Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency.

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